# How to Configure Auto-Pay? **Never run out of API credits with automatic wallet top-ups** *** ### 💡 What is Auto-Pay? Auto-Pay is a feature that **automatically adds funds to your wallet** when your balance falls below a threshold you set. **How it works in simple terms:** ``` You set: "When my balance goes below $10, add $20" → Balance drops to $9 → Auto-Pay charges your card $20 → New balance: $29 ✅ ``` This ensures your API calls **never get interrupted** due to insufficient balance. {% hint style="info" %} 💡 **Think of it like:** Auto-refill for your phone data plan — but for API credits! {% endhint %} *** ### 📋 Before You Start To enable Auto-Pay, you need: * ✅ **A saved payment method** (credit/debit card) — Learn [how to add payment details](/how-do-i-add-payment-details.md) * ✅ **A minimum top-up amount of $5** {% hint style="warning" %} ⚠️ **No Card?** Add a payment method first at **Account → Billing & Payments → Add New** {% endhint %} *** ### 🔧 How to Configure Auto-Pay #### Step 1: Go to Billing & Payments Navigate to your **Account → Billing & Payments** page.
#### Step 2: Find the Auto-Pay Section Scroll down to find the **"Configure Auto-Pay"** section.
#### Step 3: Enable Auto-Pay Click the **toggle switch** to enable Auto-Pay.
{% hint style="info" %} 💡 If you haven't added a payment method yet, you'll see an error: **"Please add a card before enabling AutoPay."** — Add one here {% endhint %} *** #### Step 4: Set Your Threshold Configure **"When my balance falls below"** — this is your trigger point. | Example | Meaning | | ------- | ---------------------------------------------- | | $10 | Auto-Pay triggers when balance drops below $10 | | $20 | Auto-Pay triggers when balance drops below $20 | | $50 | Auto-Pay triggers when balance drops below $50 | **Quick-fill options:** $5, $10, $20, $30, $40, $50 #### Step 5: Set the Top-Up Amount Configure **"Automatically add"** — this is how much will be charged to your card. | Example | Meaning | | ------- | ----------------------------------------------- | | $10 | Wallet gets $10 added when threshold is crossed | | $20 | Wallet gets $20 added when threshold is crossed | | $50 | Wallet gets $50 added when threshold is crossed | {% hint style="warning" %} ⚠️ **Minimum Amount:** The minimum Auto-Pay amount is **$5**. {% endhint %} #### Step 6: Save Settings Click **"Save Autopay Settings"** to activate. *** ### 📊 Example Configuration Here's a typical Auto-Pay setup: ``` Threshold: $10 (trigger when balance falls below) Amount: $20 (automatically add this much) ``` **How it works:** 1. Your wallet balance is $15 2. You use $6 worth of API calls 3. Balance drops to $9 (below $10 threshold) 4. Auto-Pay automatically charges $20 to your card 5. New balance: $29 ✅ *** ### ⚙️ How Auto-Pay Works Behind the Scenes
StepWhat Happens
1System checks wallets hourly
2If balance < threshold, payment is initiated
3Your default card is charged
4Credits are added to your wallet instantly
5If payment fails, system retries (up to 3 times)
{% hint style="info" %} 💡 **Rate Limit:** Auto-Pay runs **maximum once per hour** to prevent excessive charges. {% endhint %} *** ### 🔄 Managing Auto-Pay #### To Disable Auto-Pay Simply toggle the switch **OFF** and click **"Save Autopay Settings"**. #### To Change Settings 1. Update threshold and/or amount values 2. Click **"Save Autopay Settings"** #### To Change Payment Method 1. Go to **Payment Methods** section 2. Set a different card as **Default** 3. Auto-Pay will use the new default card *** ### 🎯 Why Use Auto-Pay? | Benefit | Description | | ------------------------- | ----------------------------------------------------- | | **Uninterrupted Service** | Your APIs keep working even when you forget to top up | | **Set It & Forget It** | Configure once, never worry about balance again | | **Automatic Retries** | If payment fails, system retries up to 3 times | | **Email Notifications** | Get notified if Auto-Pay fails or gets disabled | | **Full Control** | You set the threshold and top-up amount | *** ### 💡 Tips for Best Results ✅ **Set a comfortable threshold** — Give yourself buffer for high-usage periods ✅ **Match threshold to usage** — If you spend \~$15/week, set threshold around $15-20 ✅ **Top-up in larger amounts** — Reduces transaction frequency and potential fees ✅ **Keep card updated** — Update before expiry to avoid service interruption ✅ **Monitor email** — Watch for Auto-Pay failure notifications *** ### 📖 Related Documentation * [**How do I add Payment details?**](/how-do-i-add-payment-details.md) - Adding cards * [**How does API.market charge me?**](/how-does-api.market-charges-me.md) - Billing explained * [**How to use Wallet?**](/how-to-use-wallet.md) - Wallet features *** ### 🆘 Need Help? * **💬 Live Chat:** Bottom right corner of any page * **📧 Email:** * **📅 Book a Call:** [Schedule a demo](https://calendly.com/magicapi) *** --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.api.market/how-to-configure-auto-pay.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.